Retired Investors Don’t Buy Bonds Until?

Introduction

The primary attractions supporting investing in bonds or other fixed income instruments have traditionally been high income and safety.  People invest their principal in bonds and receive a stated interest rate (coupon) over the life of the bond and are given the promise of having their principal returned at maturity.  Under normal times, bonds would typically pay a higher rate of interest than the dividend rate on stocks.  Consequently, bonds have acquired the reputation as low risk and high income instruments. […]

Please follow and like us:

New MisterValuation Fairly Valued REIT Portfolio

In today’s low interest rate environment, many investors desirous of income have turned to investing in REITs (real estate investment trusts). If REITs are utilized prudently and selectively, I believe they can effectively complement an investor’s dividend growth portfolio. In my opinion, the primary attraction from investing in REITs is for their above-average dividend yields.[…]

Eaton Corporation A High-Yield Dividend Growth Opportunity

Introduction Finding high-quality dividend growth stocks in today’s market is challenging at best.  For those investors most interested in income, I believe that a 3% or better yield represents a sweet spot in today’s market.  However, it’s getting very difficult to find attractively valued blue-chips that can provide that kind of income while simultaneously offering[…]

Market Timing Is Not Appropriate for Retired Investors

Introduction

Any discussion on the appropriateness of any “investment” strategy should start with a discussion on the important differences between investing versus speculating.  Although these are radically different concepts, it is all too common in finance jargon to ubiquitously reference all financial activity as investing, even when speculating would be the more precise term.  I believe it is vitally important for people to understand the distinctions between investing and speculating, and it’s even more important to be cognizant of which you are engaging in. […]

Please follow and like us:

5 Attractive Dividend Growth Investing Opportunities in Cross–Listed Canadian Banks

Introduction As most every investor is aware we are in the 7th year of a strong bull market following the Great Recession.  That is good news for our portfolio performance histories, but the news is not as good for finding attractive places to invest fresh capital. Upon coming out of the Great Recession the stock[…]

How Much Bond Duration Could You Endure?

Introduction

In my most recent article titled “Designing a Retirement Portfolio That’s Just Right for You” I opined that a retirement portfolio should be designed to meet the individual investor’s specific goals, objectives and risk tolerances.  I also suggested that the highest total return is not always the best approach because if the investor needs income to live off of, a focus on a consistent rising income stream makes more sense.  I continue to hold that position on the basis that there is no such thing as a one-size-fits-all when designing the appropriate retirement investment portfolio, or any type of portfolio for that matter. […]

Please follow and like us:

Designing a Retirement Portfolio That’s Just Right For You

Introduction

No one knows your own personal financial situation better than you do.  Every individual possesses their own unique investment goals, objectives, needs and risk tolerances.  At first glance this may seem simple and straightforward to the point of stating the obvious.  However, I contend that the reality that individuals have different financial situations, goals and objectives is profoundly important as it relates to designing an appropriate retirement investment portfolio.  There is no such thing as one-size-fits-all when designing the appropriate retirement investment portfolio, or any type of portfolio for that matter. […]

Please follow and like us: