F.A.S.T. Graphs™ Testimonials

Charles Carnevale

Chuck Carnevale


“Carnevale, who also developed FAST Graphs, has become a mentor for me and I consider his investment experience to be beyond years. In fact, Carnevale's FAST Graph website is one of the best "all purpose" risk minimization tools that I have found and the powerful charts provide me with an exceptional resource by which I am able to separate "hazardous speculations from bona fide investment opportunities." - Brad Thomas

“Chuck Carnevale is one of my favourite sources of market wisdom as well as stock ideas. His F.A.S.T. Graphs site provides an indispensable market tool that I consult before any trading or investment decision. Perhaps the strongest endorsement I can make is that the site does what I did myself for decades - long-term study of earnings trends, cash flow, and balance sheets. It has saved me many hours of staff time in collecting data, and made it easy to study trends in different time frames. Chuck wrote a long and thoughtful article last week with first-rate advice for the long-term investor: Why It's A Mistake To Hold Cash In This Market. – Jeff Miller


“When I like something, I repeat my endorsements. Hence, I'm doing so again here.  I love Fast Graphs. They help me identify potential alpha. Efficiently and quickly. I then review in more detail cash flow, balance sheets, and relevant markets. Hence, Fast Graphs is a complementary but decisive tool in my value investing endeavors. Again, I emphasize the time savings. There's a reason we colloquially say "time is money". Last but not least, and speaking of money at that...Fast Graphs is a bargain.” – banmate6


”Chuck, Thank you for identifying yet again another awesome form of investigation using FAST Graphs.  I'm always learning something new with each of your articles. Just bought some more shares of T since I am still in the accumulation phase. FAST Graphs is in invaluable tool and well worth my monthly investment into it. You do a great job in teaching as well. Thanks” - Jay


“Hi Chuck, I read each and every one of your articles, and it never fails to amaze me how much effort you put into each one, how much benefit I receive from each one, and how you do it all for free. It makes me proud to be a FAST Graphs subscriber. Thanks!” - Robert


“Excellent article Chuck. I would like to add that you've made it especially easy to find companies and their fair value through FAST Graphs. In the past, it's taken me quite a bit more time to be an effective investor, reading financial statements (which I still do) and carefully paying attention to the general industries that I invest in.” - Tim


“FAST Graphs and analytical approach = fun, challenging and business partnership.” - sen

“I value what Chuck writes and I value the service FastGraphs provides. IMO, he is his teaching how to fish and providing the tackle, too.”
- Tulip


“Chuck, Thanks for another excellent article. I continue to be amazed at how helpful FASTgraphs is to me as an investor. It is a terrific tool to think with and helps focus in on a company's earnings and performance rather than its stock price. What you outlined above with a handful of companies is something that I do regularly with dozens of other companies before I invest. And thanks to what I have learned from your many articles, I have a Chuck Carnevale-like process to my due diligence.  Thanks for taking the time to continually educate the SA community.” - Sum02006


“I started using Chuck's F.A.S.T and I'm not looking back. The tool and all of the tutorials have allowed me to rethink some of the stocks in my portfolio and gravitate to others that work better in my thorough analysis using F.A.S.T. For a small monthly fee I can see growth and dividends in the long-term for a small monthly fee.” - JavaManOne


“I am also a F.A.S.T. Graphs™ subscriber. It's an excellent tool.” – Moderation


“Thanks for all your instructive articles and especially for FAST graphs.” - Peace


“Chuck, yet again your outstanding contribution to the lay Dividend Growth Investor is unmatched. I said to myself, there is no one better at dissecting and presenting with the most powerful visual and analytical
tool-F.A.S.T. Graphs? Self replies, "Who are you trying to convince? Me or yourself? ". I just say Mmmm. Thank you Chuck.”
– Louverture


“Chuck, thanks again for a well written and informative comparative evaluation of two wonderful companies. Also, I really appreciate the way you incorporate FastGraphs into your pieces for educational purposes on how to fully utilize this exceptional tool. Thanks again for your professional courtesy and assistance in helping all of us become better business owners.” – CapeCapMgmt


“I am so very happy with my Premium subscription to F.A.S.T. graphs! Thank you.” – Berninvestor


“You have given me (us) the most useful and interesting education on investing. We continue to learn from you, and use Fast Graphs as well. Thank you” – djoslyn


“F.A.S.T.Graphs is a super, super helper for maximizing your stock profits. I'm not suggesting it is the sole tool in the tool kit, but IMO it is an essential one, and the first place to look when thinking about making a stock purchase. You can tell, at a glance, whether the stock is properly valued, how shaky its financial history has been, and whether it can realistically afford to continue increasing its dividends (because if not, the price WILL go down, often dramatically). Thus, even when the P/E 'sounds' good, you can double check that against history, reality, and known potential for gains. Thank you so much, Chuck, not only for a great product, but for great ongoing columns that give us good investment ideas.” – anonymoose


“The FAST Graphs tool has helped me immensely as I am somewhat challenged mathematically, so to speak, and seeing the graphs helps me to grasp many difficult concepts quickly and easily.” – OntheRock


“Chuck thank you for breaking down and explaining in detail the key areas of the FAST Graphs website. I use this tool "FIRST" before conducting further research on all existing stocks I own and potential new purchases. Your tool allows me to get an upfront pictorial view of a business finances. I have also suggested its use to some of my investing friends and they are impressed as well. Thank you and please keep the helpful knowledge you share coming with those helpful FAST Graphs embedded. Great work Sir” – jjonesg1


“Chuck, thank you for writing this "primer"! I thought I knew how to use FAST Graphs, but each time you write, I learn something new, and become a better investor. Thank you!” - Robert


“As an exercise for the more adventurous, try generating the same graphs yourself (it is publicly available data although not easily automated pulled that i can find) and compare. It really helped my understanding of what he was doing with fastgraphs. Simply put, fastgraphs is a huge time saver, all condensed into overlaid graphs/charts. Summary: Well worth the 10$ / mo. I will cry if they ever jack the price significantly.” - Zolimox


“Thanks Chuck....great example of how to use FAST graphs. Your tutorial of how to use FAST graphs to evaluate various stocks is very enlightening.” - RiverCat


“Once again, a great article from Chuck Carnevale. I am so grateful for your fine teaching articles and also for the FAST graphs which have helped me so much.” - Peace


“Your F.A.S.T. Graphs are not only indispensable in the decision process but when coupled with the outstanding David Fish's Dividend CCC Listing, presents the very best there is in research tools.” - Louverture


“Chuck, Your confidence in the Dividend Champions is born out by your FAST graphs. A picture is often worth a 1000 words. Thank You for the pictures (graphs), they are enlightening. Thank You for sharing your investing thoughts.” - Rose.


“Mr. Carneval, Thank you for a wonderful explanation, and forever thank you for Fast Graphs!! I use it all the time and it is extremely helpful! I just attended the Money Show in SF, and frequently used it on my cell phone to look at stocks mentioned. I showed and explained it to multiple people, who were all very impressed and interested. When I was visiting Brad Thomas' booth, he mentioned how wonderful Fast Graphs was to some attendees, and I showed them on my cellphone. Both Jeff Miller and Brad Thomas showed off Fast Graphs in their presentations, and I kept telling the people next to me "they really *are* amazing". Believe it or not, I have even used them with my 8 year old nephew! He has a small portfolio of boring DG stocks which he chose after looking at the products they produced. (helping him learn the benefits of long term DGI) He had money to reinvest, and I printed out the Fast Graph for each one, and explained the lines and chart for dividend growth ("allowance" being increased), the relationship between the black line and the orange (or blue) line to decide if it was "on sale", and showed him where to find the current dividend ("allowance"). He decided to take the graphs of 10 companies and group them into piles of more and less desirable stocks based on current conditions. Down to a choice between two, he debated "higher dividend/lower growth" and "lower dividend/higher growth, before using the "on sale" metric to break the tie. It was very fun watching him reasoning it out, and he had an easy time understanding your graphs, although obviously in only a basic way. Thanks again for a GREAT product!!” – Late Night Owl


“Thanks for another well-written and educational article. I look forward to these each week. I have also become a user of FAST Graphs and can attest to their usefulness in seeing a fundamental snapshot of a company in just a few graphs.” – Small Pharma Analyst


“Chuck - Another wonderful and insightful article. Again you have increased my knowledge base for investing. I am probably over cautious in my investments (overvalue, for the most part, is not in my vocabulary) and FastGraphics is one of my favorite tools for visualizing a companies performance. It is not only very useful in my DD process but also in the monitoring of my investments.” - Djsulli


“After years of SA and decades of investing I have pretty much limited my choices on investments to your opinion and FAST graphics. I'm doing pretty well following that course of action :-).” - Dunkmaster


“Chuck. F.A.S.T. Graphs has changed everything for me regarding investing decisions. For what I need, the basic membership works great, and I consider it the best $10 a month I spend w/o a doubt.” – wizjinx


“Chuck - As a subscriber (basic) I know that a picture is worth a thousand words and a FAST Graph is worth a thousand dollars. I don't have all day to look at your charts, but I would not make a purchase before looking at the graph. Thanks for sharing.” - Dude

“I subscribe to fast graphs and think it is an unbelievably valuable tool. It is the first place I look to determine the value of a company. I've done calculations by hand for a number of companies and find the FG value calculations a touch more conservative... I love the tool.” – Dave


“Chuck, I can never thank you enough for everything you have done for me, both in your articles, and in creating FAST Graphs, which I use every day!” - Robert


“Love your work Chuck. Thanks for the informative research supported by the outstanding tool F.A.S.T. Graphs.”


“Great use of fast graphs, which I subscribe to, and your explanation helps me understand it. Also like your choice of stocks. Fast Graphs has been a great help in picking stocks. Thanks” - Barry


“I have subscribed to a number of services over the years, and hands down, FASTgraphs is the most valuable, cut to the chase, and simple to use. It literally saves hours of time, were you to attempt to reproduce the information it provides using S&P as the resource. I have the basic service, so I can't tell you of my experience with any thing but that, but it is my main tool for evaluating a stock for consideration of purchase, and it makes comparison of candidates an easy matter.” – Ptstanford


“Thanks again for FAST Graphs and you investing articles on how to best use this superb tool.” - Dan


“First of all, thanks Chuck for another excellent article and FASTgraphs which makes life so much easier for the serious value/dividend investor!” - Pt


“Since subscribing to and using FAST Graphs, my eyes have been opened with a clearer picture painted on entry/exit points with each new investment once other research has been completed. Those Blue, Orange and Pink lines tell a complete story. In your words "investing is not rocket science." Got rid of the not so great stocks and sticking with the true blue/bluest of blue. Again, it is paying off.” - jj


“I would like to thank Chuck for making the FAST Graphs tool available that allows an investor to more easily and more accurately decide when a stock becomes grossly over priced. It does happen and sometimes we tend to think the stock can rise to the moon.” - NC


“Fastgraphs is such a time saver for at a glance fundamental analysis. I can assemble the same graphs with publicly available data manually (i forced myself to do the exercise to learn) but boy is it sorta a pain in the arse. And i do have a day job so the 10$/mo seems like a pittance. Just big shout out to chuck for not charging and arm and a leg for the service. If you ever hand off the reigns to someone else please don't let them turn into gougers!” – Zolimox


“These little "snippets" that demonstrate the power of F.A.S.T. Graphs, along with your explanations of the graphs, are incredibly wonderful. Thank you for all your efforts in assisting investors along their path toward financial success.” – mbn

“New subscriber to FAST graphs and I loving it! Many thanks to Chuck for such a useful and affordable tool to DIY investors!
” – Is1gto


“Thanks, Chuck. Another great article with those wonderful FAST graphs. They really illustrate valuation so well.” - mddesmond


“Since subscribing to and using FAST Graphs, my eyes have been opened with a clearer picture painted on entry/exit points with each new investment once other research has been completed. Those Blue, Orange and Pink lines tell a complete story. In your words "investing is not rocket science." Got rid of the not so great stocks and sticking with the true blue/bluest of blue. Again, it is paying off.”

“I am enormously grateful for the FASTgraphs tool and the wonderful articles you write. - westercoaster Your FAST Graphs really gets to the point in telling the "Paul Harvey" version of the story of each stock you highlighted.”
- jjones

“FastGraphs was important to us as we built our portfolios and continues to be a powerful tool in our decision making moving forward.” - Bob


“From a person "just starting" their journey, thanks for your great, and thought provoking, articles and many thanks for Fast Graphics.” - DJ 


“Chuck: As always, you have demonstrated that the most important factor in stock selection is valuation. I love your F.A.S.T. graphs and think that they are an invaluable tool. I know that since I started using them, I can save hours researching stocks. I can get a clear snapshot of earnings in a graphic format, look at the price line and see right away if I want to do more investigation or not. A wonderful tool. Thanks.” - Dave

“A nice thing about FASTGraphs is that it includes both the graphs and the numbers. It works for both left-brain and right-brain types. I can grind numbers with the best of them as you can see by my articles and background, but I still love FASTGraphs because it gives me both the picture and the numbers in a table. Sometimes I feel like a FASTGraph salesman because I like using them so much and recommend the subscription so highly. I have no affiliation with FASTGraphs except as a very happy subscriber.”  - Dividend Dynasty

“Love the F.A.S.T. Graphs. I'm surprised nobody thought of presenting information like this a long time ago. Kudos. These graphs mean so much more than a chart of past share price alone, which, unbelievably, is the standard by which some measure a stock's likelihood of future performance.” - Viperman

“With every article, I learn more and get greater insight on how to use my Fast Graphs service to become a smarter investor. Thanks. It is all so much easier to understand with the FAST graphs!” - Peace

“Congratulations again on both another fine article and on FASTGraphs themselves. The visualization of presenting both price and fair value on the same chart continues to amaze and impress.” - Dave

“Chuck, I also would like to take this time to thank you for allowing access to the F.A.S.T. graphs for $10. This makes it possible for the little guy to gain access to soooo much valuable information when trying to evaluate a stock!!! As my comprehension, as well as my accumulation of knowledge increases, I am quite pleasantly surprised by just how much great information the basic F.A.S.T. Graphs screen has on it. I mean it's chocked full of goodies. Thanks again!!!” - Jim

“I am great fan of Fast Graphics and only wish I had found it many years ago.” - Djsulli

“As a one year subscriber to (basic) FAST Graphs, I have to say I'm only now starting to understand (and use advantageously) the full power of the tool. It's a powerful addition to my SDI toolkit - and confidence level on valuation.” - Emac99

“Thanks for another great chapter in the Carnevale Guide to Investing. Your articles, along with the Fast Graph service, have made me a much better investor. I am looking forward to Part 2. By the way, I really like the new feature showing the S & P credit rating.” - OntheRock

“FAST Graphs make it all so much easier... Thanks. Also thanks to David Fish's CCC charts which work so well together with FAST Graphs to steer me in the right direction. Great article!” - Peace

“Thanks Chuck, Please keep up the great work. Your articles and Fast Graphics have sure made my investment life a lot easier.” - Dave S

“Since acquiring the FAST Graphs technology, I utilize it before making any stock purchase or before selling.” - Jim

“I can't imagine investing/trading these type stocks without the great benefits and perspective of FASTgraphs.” - Ptstanford

“Chuck, I chucked all my MBA crap when I retired, now use your FAST, PEs compared to the S&P, and yield as my guides to valuation. You and DC and Wells, Chowder and others are my beacons as I sail through the market morass. I love your simple straight forward illustrative writings. No man is an Island and you have certainly helped me expand my territory. God bless” - Hardog

“Tremendous article, being an engineer, I love the fast graphs! excellent. I believe that FAST graphs convey the valuation picture wonderfully!”  - Jack

“Chuck, thank you for your efforts to quote facts (truth) and educate. Your fastgraphs site and your articles have helped me immensely. I am a far better investor because of your work.” - Dolson

“Dear Chuck: I have not had a chance to read the comment stream, but after just reading your article, I wish to put my two cents in! In fact "my two cents" (pun intended) has grown so large since I first started learning from you by reading your insightful articles! And since becoming a Premium F.A.S.T. Graph subscriber, you have continued to enrich both my knowledge and "my pockets" many times over!!!” - Berninvestor

"Thanks to the best monthly subscription I have ever purchased (F.A.S.T Graphs) and the sharing of sound ideas, I have built a diversified portfolio that not only pays income for reinvesting, but also provides substantial capital gains when I want to "cash in" my chips. Chuck, I owe you a big stein of hard cider.” - Apfels

“The stocks I buy on my own are those that do have decent fundamentals and a product or service that should continue delivering profits for years to come. When Mr. Market forgets to take his meds, I find it very comforting to pull up the F.A.S.T.Graphs chart and see that whatever the earnings might have been that "missed" some analyst speculations, the company is a) profitable, b) growing its earnings in a steady fashion and c) expected to keep on growing them for the next 5 years or more in a way that justifies the price I paid to buy the stock.” - Psycho Analyst

“I use your FAST graphs all the time. Love it.” - Ta0

“FAST graphs are an outstanding tool for investors who espouse and study fundamental stock valuation methodologies. It can do in seconds what used to take hours.” - Ray

“Chuck: Since using FAST Graphs, I have to say that my "stock picking" prowess and the results that I've had with my most recent purchases have been nothing short of amazing. I use the earnings bar to find those companies that are "delivering the goods" and then look to the pricing point relative to that earnings growth. Count me as a satisfied customer.” - Dave

“I looked at CAT and DE in early Dec., settling on CAT due to its higher yield and my favorable impression of its straight talking CEO in interviews after a disappointing quarter in the past year. FAST Graphs was a key tool as I investigated these two companies and made my decision. Thank you for the articles, Chuck, and thank you and your team for FAST Graphs!” - rnsmth

“I am a subscriber to Fastgraphs. Great product. I have been investing for decades using a variant of the cash flow line in Valueline, focusing mainly on "ruler" stocks like JNJ, CHD, CL, the old ABT, etc. Fastgraphs is very complimentary to my process, and enables me to look at earnings history as well as CF history.” - Whiteshell

“Your 6 articles have been an excellent learning reading experience. Nothing comes close, especially with your FAST graph examples. I must remember to remember your teachings. Thank You!” - Rose.

“Chuck - Read my cardboard sign Will work (Oracle DB tuning) for FAST graphs”

“I love your work chuck! ... And, I love F.A.S.T. Graphs.”

“Man, I love these F.A.S.T. Graphs!” - chowder

“Your FAST Graphs have been very helpful to me in researching businesses to partner with for income in my retirement years, which are just beginning. Thank you for your many contributions and for adding to my knowledge.” - TMiller

“Thanks a lot for your reply on the earlier inquiry on European stocks, I really look forward to you making fastgraphs as well as your writing a global tool and asset! Thanks again for the great work, helping me to put my financial advisor to shame (and sooner or later out of a client?)” - 12140551

“Chuck, I subscribe to the basic version of FAST Graphs and it is right at the top of my due diligence efforts. It is very, very easy to get lost in the unending information "out there" on stocks, and Fastgraphs really put the important numbers information in a relatively simple to understand presentation. -  Ptstanford”

Chuck, As a 35 year old physician with aspirations of early retirement, I would like to personally thank you for this investing strategy. I honestly think finding undervalued companies with massive earnings growth is most intelligent approach to investing at my age and possibly at any age. Your fastgraphs and tutelage via articles on seeking alpha have been instrumental in my understandings of stocks in general. In the algorithm for selecting stocks the first step I use is to fastgraph the stock. If it looks good on the graph then I will investigate further, if it does not I won't select it and it won't be considered for inclusion in my portfolio, regardless of business model or past success. My returns have been exceptional, so I guess this long winded comment is just a very long thank you.”

“Love Fastgraphs. Great analysis with common sense. Thanks for all you do."  - Moutie


“Chuck - Thank you very much. I've got many decades in the market ahead of me, this is exactly the type of analysis I've been looking for. In addition, I'm currently experimenting with the free trial of FAST Graphs and thoroughly enjoying the results. It is beginning to help me prioritize my watch list as well as shake off the ceaseless day-to-day banter of buzzard-like, portfolio-churning "analysts."

“I am an active value investor and paid premium subscriber to your service. This service really saves me a lot of time before digging into the raw figures.” - Roger


“I just became your newest member in the FASTGraphs world. If I had had access to this last year, it would have helped me so much. Thank you for making something so valuable available to the small potato investor (like me).” - Ta0

“Chuck - as always, thanks for the new investment ideas across a broad range of income and growth categories. The FAST tool helped me identify and purchase QCOM with a large margin of safety in late June 2013. Yesterday, I picked up additional shares of CVX to reach a full position in my portfolio. Keep up the great work!” - Scubastevo80

Chuck, just a quick note to let you know how much I have appreciated your articles and how much I enjoy using F.A.S.T. Graphs. Thank you so much.” -  rnsmth

“Mr. Carnevale's FAST GRAPHS is invaluable in helping me make good buys.” - Ginny

“I can't speak for others, but I love F.A.S.T. Graphs! ... Love it! I don't look for it to tell me when to buy, sell or hold. I look to it for all the information it provides to me in minutes. What used to take hours to research, now simply takes minutes to determine if I need to dig further or not. All of the historical information is right there in front of you. Patterns, trends, valuations, etc. All we have to do is add the thought process to the information being reported, and that information is without bias I might add.” - chowder

“Chuck, thanks so much for your excellent insight, analysis and counsel in this article. As a novice (wannabe) investor (who is now more like a speculator) I truly appreciate your perspectives using your fantastic FAST graphs.” – glanderson21

“Brilliant article. I've actually bought into IBM and CSCO relatively recently, using Fast Graphs of course. No doubt, this tool helps me condense research that would take hours to days into minutes.” - Banmate6

“Chuck, your fast graphs are the most amazing estimator of stock performance I have seen. These graphs will be your legacy. You are one of the best contributors on seekingalpha.” – positivethoughts

“Two thumbs up for FAST Graphs.” - joni

“Joni, FAST Graphs makes me wish I had 3 thumbs.” :-) Robert

“My wife says I'm all thumbs. Do I get to vote?” - Dividend Watcher

“Great article, Mr. Carnevale. Great product as well. Thank you.” - MacCBOE

“Wonderful, Chuck, as always. Thank you for sharing your wisdom. Long F.A.S.T. Graphs, AFL, IBM”

“Thank you Chuck! You have taught me a great deal about investing based on fundamentals, which has transformed how I am investing. Your F.A.S.T. Graphs software is amazing. Thanks for making it so affordable for so many of us.” – Psycho Analyst

“Love FAST graphs-use it many times a day.” - Berloe

“Fast Graphs is life changing for me. I can get my bearing in seconds and determine which stocks are worthy of more research. I used to spend considerable time before Fast Graphs and got less. Thank you for your service.” - Bob

“Best $10 per month you can spend if you buy stocks with any frequency. I never make a buy without checking my initial research with it.” - Eric

“Your openness and sharing of Fast Graph information is appreciated and I continue to learn with each writing. I add to your accolades and also say Thank You!” - Rose

“The more I read from Mr. Carnevale, the better investor I become. Thank you for all the work you do, and I am a FAST GRAPHS subscriber. Regards” - astarr66

“Love your FAST Graph service. Refer to it several times a week. Best wishes” - joni

“Great job Chuck, and I love those FAST Graphs!”

“I'm really learning to like FAST GRAPHS and may be going for a sub shortly. Chuck and his system makes a lot of sense.” - Pro8

“Dear Chuck aka Mr. Valuation: Your wonderful articles and F.A.S.T. Graphs continue to enrich my portfolios and my education about valuation. I thank you so much. I am also so thankful for discovering this great DGI community here on Seeking Alpha.” - Berninvestor

“Great article, Chuck! I am enjoying my FastGraphs membership which is enabling me to continue to learn the finer arts of investing.” - Paladin306

“Thanks again for all the articles and for FASTgraphs itself. It is a great tool, and your articles always seem to reveal a new way to use it better.” - Dave

“Chuck C. is so incredibly able to explain complex thinking that it is astounding. His advice has and will surely continue to improve my investing success. And his F.A.S.T graphs has now become completely ingrained in how I do my DD.”  - Stephen

“Like others I think that fast graphs is great.” - dolson

“Great article and priceless graphs Chuck.” - Rudester

“Chuck: FAST Graphs is like American Express. I don't leave home without it. Dave PS: I am a DG investor, but on occasion I like to purchase "growth" stocks. FAST Graphs, like I've noted, have brought me to some stock purchases that have been very rewarding, financially.”

“Chuck: As someone who uses FAST Graphs, I have to say that this is one very interesting article. Getting more active as an investor in 2009 your articles and your thoughts concerning "valuation" have made a tremendous impact on my own stock market results. While the article is viewing Dividend Champions, FAST Graphs has allowed me to find valuation in the Contenders and the Challengers as well as in different companies that are not part of the CCC list of stocks, but could be very soon. When we purchased SWY, SPLS, WU, CA, and CSX back in November of last year, they were all discovered first in a screening process and then "tested" with FAST Graphs. Each of those selections which were new purchases have performed very well for us over the last 12 months, with SWY being the big winner. Thanks for FAST Graphs. I'm a believer.”  - Dave

“Nice summary and, as always, the pictures (graphs) are "worth 1,000 words." It's easy to see how you earned the "Mr. Valuation" moniker.” - David

“While I am already an enthusiastic user of F.A.S.T. Graphs, you keep showing me with your excellent articles that the site has far more depth and potential in its resources to be drawn on.” - Rcpatrick5443

“These little "snippets" that demonstrate the power of F.A.S.T. Graphs, along with your explanations of the graphs, are incredibly wonderful. Thank you for all your efforts in assisting investors along their path toward financial success.” - Mbn

“What you have here is amazing. Being able to see and understand what a stock is doing based on the fundamentals is awesome.” - Bryan

“I consider the Fast Graphs tool indispensable, and use it pretty much daily. I tell other registered reps about it often. It is better than any tool I ever had with Edward Jones. It really help my understanding of many articles when I see it used in analysis by so many Seeking Alpha authors.” - James

“Hi Chuck, I just wanted to let you know how much I appreciate your insights (and your FAST Graphs tool). Reading your articles has been a primary source of learning for me as I've delved into investing for the first time over the past year. My current portfolio is nicely diversified re: sectors and market caps, and I've seen my stake grow 59% over the past 11 months, even with my mistakes (some really dumb ones in retrospect lol), at least partially because of the knowledge you've shared. Thank you for all you do.” - wizjinx

“Thanks to you Chuck for Fast Graphs "tm". The only downside, in my thinking, is maybe at some point a tipping point will occur. So many people will be using the tool that Mr. Fama's prediction will come into play. Undervaluations may become more rare due to Fast Graphs, making the market more "efficient".......ha..... c'est la vie....hehehe” easyrob

“I got FAST graphs finally. Life gets better and better!” Peace

“Great article Chuck. Thank you. And thank you for FAST Graphs.” The Part-time Investor

“Always enjoy your articles and find new ways to use Fast graphs”

“I think I am starting to fall in love with Chuck Carnevale!” StepUp

"A dead iteration or simple picture of what is in actuality a live and dynamic tool"Great point...kind of like trying to assess someone's whole life by a single picture. Fortunately, FASTgraph users can look at KO for various periods...like 5, 10, 15, or 20 years. How that "moving picture" changes can be very illuminating.” David Fish”

“Thanks for another great article Chuck. I pretty much follow the same outline that you do, and I use FAST Graphs to help me decide whether the price of the stock of a company that I like is a buy, sell or hold. In particular, I like to use multiple time-frames with the tool, as sometimes a shorter time frame gives a very different picture.” Tallguyz

“Chuck, You are the Man!”

“Since my discovery of FAST-GRAPHS, your product has been an integral part of my portfolio screening and due diligence. Your clarity of concept and excellence of presentation (not to mention the spiffy calculation engine behind it all) allow investors to engage their right-brains along with their traditional left-brains in visualizing complex and critical relationships within and between equity issues. The upcoming major upgrades will only increase the utility of FAST-GRAPHS to your highly appreciative subscribers. The product just keeps getting better and better. You are producing true value for thousands of investors. You are generating Alpha.”  - Sincerely, Art S

“Since subscribing to F.A.S.T. Graphs last year, it has become a key piece in my investment research. The visual presentation puts a lot of data into a comprehensible format. Many thanks for the tools your service provides and for the recent upgrades.” Sincerely, Bob

“Dear Chuck aka Mr. Valuation: Your wonderful articles and F.A.S.T. Graphs continue to enrich my portfolios and my education about valuation. I thank you so much.” - Berninvestor

“Great article, Chuck! I am enjoying my FastGraphs membership which is enabling me to continue to learn the finer arts of investing.” - Mark

“Thanks again for all the articles and for FASTgraphs itself. It is a great tool, and your articles always seem to reveal a new way to use it better.” - Dave

“Chuck C. is so incredibly able to explain complex thinking that it is astounding. His advice has and will surely continue to improve my investing success. And his F.A.S.T graphs has now become completely ingrained in how I do my DD.” - Stephen

“Another Fast Graphs fan. I used it to sell SYY this last March after holding it for 3 years when I clearly saw on your graphs that it was overvalued and, based on earning projections, wouldn't be fairly valued again until 2017. That coupled with only a 4% 3 year average dividend growth rate I saw brighter prospects elsewhere. Thanks for the assist” - ddickman

“Chuck, I find Fast Graphs and the home page of "DividendInvestor.com" to be good quick tools to evaluate stocks for further investigation although they don't always agree on some of the numbers. I tend to believe F/G over DI.” Dividend Nut

“Bravo to Chuck Carnevale. Well said, well done, you will do well. As Andre Rieu would say "bravo, bravo!" It doesn't get any better than that. "Music is defined as sounds that are pleasing to the ear." Mr Harold Moon, my music teacher. Well Mr Carnevale you are pleasing to the ear. Thank you for all your experience and passion for your work and for my delight. Thank you for sharing it with us. I shall keep your words of wisdom. Bavo! Ian Rand or Steve Forbes could not have said it any better. Bravo!” Claude49

“Great article Chuck, being a subscriber to F.A.S.T. Graphs and firm believer in their performance, I always look for your article first, here on SA.” Jg09

“While I am already an enthusiastic user of F.A.S.T. Graphs, you keep showing me with your excellent articles that the site has far more depth and potential in its resources to be drawn on.” Rcpatrick5443

“Your FAST graphs etc. blow my mind with all the detail and easy to picture stats.” Hardog

“Another great article by Chuck. I love everything he writes and I love FAST Graphs.” StepUp

“To add to the kudos, the best part of using the graphs is that we are visual creatures, and with quick glance at our holdings or prospective purchases, if we see a curve starting a downslope or other divergence from the norm, we can stop and conduct further diligence. Great tool no matter how shallow or deep we use it.” Old Newbie

“Thanks again for your excellent work and the FAST Graph tool.” Dividend Dynasty

“I like and value using F.A.S.T.graphs and appreciate all of the thought and work that you have put into the system.” Rcpatrick5443

“Chuck, This verified I was on the right road for DD. This article was a great class. I think I'll get me some F.A.S.T graph, seems to make it easier. Thank you Chuck.” cccb

“Hi Chuck, I sincerely appreciate your FAST Graphs and the great service your team has provided. They have changed the way I view the markets and my money.” - Rob

“Thanks to my subscription to F.A.S.T.graphs, the job of keeping an eye on things is much easier.” wstanleyr

“When an analyst on TV mentions a stock is overvalued I often yell at them 'no it's not, haven't you looked at the earnings line compared to the price?" and last night a portfolio manager said one company was a definite buy and it was undervalued. The FAST Graph had a massive shepherd's hook standing way above the dividend section. Yikes. I definitely wouldn't buy into that one! My hubby laughed when I told the TV that the portfolio manager had forgotten to check his FAST Graph first. Mr. Carnevale will be the first to admit that it's a first step in your due diligence process, not all of it, but FAST Graphs do just what they say. It is a very quick way to look at a name and find out if it even interests you without wasting time. It is also a great way to compare a few names in a sector you are looking to get into (ie compare CNI and CP and you'll quickly see which one you would want to buy if you were going to buy either) I've moved from 6 companies to over 30 in one year with the confidence that I know what I'm paying for the future earnings of the companies. This does not mean I haven't purchased 'overvalued' companies, it just means I know what I'm getting into when I do and I understand the risks and am jumping in with my eyes open.”

“Chuck, Thanks for both the importance and explanation of DCF and the FAST Graphs utilization of same! As a FAST subscriber, and overall curious guy, I want to continue to understand ALL of the many 'tools' to think with included in FAST Graphs. I am still amazed after many months of use that I still find metrics on the FAST Graphs screens that I didn't realize are there and add value to my 'thinking'. PLEASE continue to share with us how you utilize and apply the many FAST Graphs metrics.” Gregg aka The Sponge

“Chuck, through this article, I learned a new way to think with FAST graphs. You actually brought my attention to Ross Stores in one of your articles early this year. After looking at FAST graphs and doing more research on it, I bought some shares and they're up nicely. It looks like a good company to hold for the long term. I want to thank you for all you do, and appreciate your time in writing these educational articles and expanding features on FAST graphs. Keep them coming” ~Canadian

“I feel very ill-equipped to make investment decisions without Fast Graphs. :-)”

“Fascinating stuff! I ALWAYS learn something new when I read your articles. And incidentally the Fast Graphs are a vital tool in my box of tricks to understanding what I am investing in.”  - frankiethepunk

“Hi Chuck. I finally bought at 41 the other day and I thank a recent article by you (and FAST Graphs, of course) for pushing me into the position.”  - Mike

“Chuck, I bought AFL a year or two ago, when it was overvalued; that was perhaps the single best reason for me to become a subscriber to FAST Graphs, so that I don't make that mistake again.” - Robert

“Chuck, I find FAST graphs to be indispensible. I follow your current writings and re-read older material because I always discover some insight to using the tool more effectively. Thanks!” - Juano

“Dear Chuck: Great FASTGraph tutorial; I hadn't thought to use the override feature as you illustrate, but I will now! Thank you for your tireless teaching, and for FASTGraphs, it's simply the most useful investing tool I've ever come across, and it just keeps getting better with your periodic enhancements.” - Chump

“I love your F.A.S.T. Graphs program and your teachings. Thank you so much! I learn something every time I read an article of yours.” - Daniel

“Chuck - Thanks for helping make me a smarter investor. Your articles and comments are fantastic. For Christmas I am treating myself to F.A.S.T graphs. Be good,” - Brodie

“Thanks Chuck...For Fastgraphs and for the education you help provide us all. Take care” - Bob

“One more vote for the value of FAST Graphs™; just started a subscription to Chuck's great service (premium), and am having a ball analyzing so many stocks quickly.”

“I appreciate your work, Chuck. As a subscriber to FAST Graphs™, I use the tool to decide on whether to purchase additional shares of what I currently hold or to add a new holding. Your articles help me make full use of the tool and give other readers valuable information, if they take the time to learn. One of the biggest enhancements that I use is the FFO data added for MLPs and REITs.” - Apfels

“I just became a subscriber. Let's cut to the chase: Fast Graphs are the most important tool I have ever used as a value investor. In my view, there's no better way of investing than reacting to value signals, which Chuck's time series show in graphical detail. Value investing works. And Chuck's tools make it so much easier to spot value & make your decision rationally. I just wish I had this tool earlier, as it saves me lots of work from gathering and inputting data into my own spreadsheets. Going forward, I am more confident than ever of beating indices, leveraging tools like Fast Graphs”

“Hello chuck, 1st, please know that i think you are one of a small group of financial altruists & we benefit from your educations (articles & FGs its self). I screen using several criteria, then look at med term Charts and then run the narrowed candidates thru FGs, and if they don't pass that test then they are dropped. You offer us great services!”  -Thanks. S

“I have been a subscriber for about a year. I am an inexperienced DGI investor without any formal financial training. This is a terrific tool. Better financially educated would thoroughly appreciate the advanced subscription and all of it's features.” -  Robandcindy2

“Reading your articles reinforces to me the value that I get by using FASTtGraphs to track my portfolio and screen new prospects for purchase. It says that I am receiving information backed by thoughtful analysis. I'm impressed that, increasingly, an amateur like me can acquire the tools to safely manage a retirement portfolio simply by paying attention, reading and applying the principles that are re-emphasized over and over in this corner of the SA community. “ - Nathan

“HI Chuck: Thanks to your recent article on SO & XEL, I've been monitoring them on F.A.S.Tgraphs and picked up some of both a few days back. Thanks for your F.A.S.T. graphs, and your many fine articles.” - Stan

“Thank you again for your wonderful articles and FastGraphs!” - Robandcindy2

“I have been using traditional stock evaluation tools for years. When I found FAST Graphs, I found a tool that lent validation to what I was finding out from my own stock analysis.”

“I would find a company that appeared to be a value and then go to FAST Graphs, and find that the stock graph showed exactly what the stock research showed me. Confirmation.”

“Now, since using FAST Graphs, I have purchased shares of stock in a number of companies with the confidence that my own research was being validated by Fast Graphs.”

“Try FAST Graphs. If you're not satisfied with the tool, you can go and get a different tool to make you happy. For me, I am using FAST Graphs. I am profiting from the use of FAST Graphs. I am going to continue doing exactly that in the future.” - Dave

“Chuck, As always, great column. Love the FAST graphs.” - LongDividends

“FAST graphs are simply a tool for enabling one to reduce risk through better understanding historic intrinsic value.” - Ray

“I heartily endorse the use of FAST Graphs and think they are a wonderful resource... and well worth the reasonable subscription price for the service. I am more leery than most about spending money on investment tools and goo gaws and graph services that would better be spent on investment partnerships - heck, I use the library copy of Value Line - but FG time and again has lent clarity to my investment ideas. It is a well-thought-out and effective tool for fundamental evaluation of common stocks. Highly recommended.” - Mercury Value

“Signed up for FASTGRAPHS within the past week. It's another great tool in the evaluation kit.” - FreeStateYank

“Thanks for the article Chuck, big fan of FAST graphs.” - j359

“Thanks Chuck, I love the FAST graphs for the same reason that you present them here. My recent purchases were almost all well below the orange line. I just had not thought to think of that gap as a margin of safety. I had been looking at DE and AFL, and I hope that they still offer "safety" in my next round of investment.” - U.P.

“Wonderful report as always! by the way I love Fast Graphs and im new in stock investing, got to add Deere & co soon. Best regards from little Switzerland :)” - Chajan90

“Thanks for all of your articles. I can't understand the people who are reluctant to spend $10.00 to try FAST Graphs. The investment decisions feel so much more secure with this tool at my disposal. re : "the book" articles can be timely, books IMHO need to be more timeless. Looking at some of my FAST references I can see some things look more or less promising depending on the dates used. Good Luck in all you do.” - jfwelsh610

“Chuck, although most of your followers are Dividend Growth Investors, the title of your article regarding strategies for mitigating risk has once again attracted my attention. However, rather than repeating my explanation why research, diversification, and hedging are three of the most effective risk management techniques generally speaking (there are other techniques that can be applied under particular circumstances), let me just say that I have visited your F.A.S.T. graphs website and, favoring visual depictions of data myself, I found F.A.S.T. graphs to be very interesting and I think they could be quite useful. I'll likely try the 14-day Trial Subscription.” - Mike

"Chuck, Your mention of the "aggressive, moderate or conservative aspects of growth and income" brought to mind one of the features of Morningstar funds analysis, namely the 'Holdings Style' matrix. Morningstar thankfully has not been totally seduced by MPT, which is one reason why they are second only to FAST Graphs in my arsenal of investing weapons. Thanks for reminding me why this is so.” - Be Here Now

“I signed up for the trial a week ago, and put my DGI portfolio stocks to the F.A.S.T. Graphs test right away. I was already monitoring my stocks with spreadsheets, but I learned quite a few things from the graphs in just 10 minutes. Amazing.” - Zookbert

“As always, an excellent article. I've procrastinated long enough. Going for the credit card and signing up for FAST graphs. Cheers!” - FreeStateYank

“Chuck, thank you for another great article. I wish I had found you and FAST Graphs 10 years ago when I got introduced to investing, MPT, and the Mutual Funds Industry. Nevertheless, it's never too late to learn more and become a better investor, and that's exactly what I am doing thanks to you and your wisdom! You have my greatest respect and eternal gratitude!” - pkozanov

“Your Fast Graphs are brilliant. I still have not fully probed the depth of their usefulness. Of course I follow you as a "Favorite Author".” - Sugar Charlie

“Chuck, As best as I can ascertain from the last year and 8 months of reading your articles and explaining FASTGraphs to slow learners, like I, is that you have always been a great and kind teacher. I appreciate that. And I think this article is on the top shelf of your articles and those of others.Thank you.” - George

“Chuck, Superb article. So much wisdom I had to read it several times. :) Also a very satisfied FAST Graphs subscriber. You've opened my eyes to the fact it's not enough to just "buy quality," you need to buy quality at a reasonable valuation. Happy investing!” - Emac99

“F.A.S.T. Graphs has certainly cut down the amount of time gathering selection criteria. It's nice to be organized and that tool sure is organized.” - chowder

“Chuck, I find that each time I go on seekingalpha.com your articles tend to be the first I "seek" out. Each article is very informative and I highly recommend others to read your previous published articles as well. I have also been a subscriber to fastgraphs from the beginning. Fastgraphs has been incredibly helpful to me. Keep up the great work and I suggest you think about writing a book in the near future!” - Value Invest

“Critical thinking at its best ... thanks Chuck! Your articles combined with a FastGraphs subscription have help ease the transition of my investments from 'professional money managers' (maybe 'professional churn managers' would be more appropriate) to a self directed DGI account.” - jrusgrove

“Chuck, Thanks for your valuable contributions to this forum. I have learned much from your articles and often go back and reread them. I can not imagine considering and investment without the use of fastgraphs.” - eaglebear

“Chuck, I have enjoyed every word of this series and eagerly awaited each coming article. I really liked how each one offered a little bit of education on each sector in addition to your insights and all the information from FAST Graphs. Terrific stuff. I can tell this was a ton of work and I just wanted to add myself to the long list of people who appreciated it!” - Big Thunder

“Chuck, You made my day with this article! I just converted a chunk of my bond fund into shares of SO on this last dip....I'm starting to think like Chuck Carnevale, whoo-ee! Thanks for all the hard work on this series. And, by the way, the new Portfolio feature on Fast Graphs is awesome!” - OntheRock

“you are the graph man!!!” - Zgb952

“Thanks for info chuck, love fast graphs!” - byuandhold???

“F - I've been using FGs since Mr C made them available. They are the most valuable invest tool I've seen. Keep in mind, they are data not someone's opinion. As soon as a stock is mentioned in an article, I can FG it and know if I might be interested. (Its amazing how many dogs are written up and you need to have a way to look at its history). One still needs to do one's home work. The stock may be undervalued for a reason. But to be able to look at a stock like UTC and see in an instant what it has done over 20 years is a great thing. Mr C is also one of the best teachers around (I've even learned enough to not always agree with him).” - Jrpah

“I completely agree with jrpah. The key word is "valuable", as they are truly just that. Every stock I want to do further DD is viewed through the data driven lens of Fast Graphs before I even delve further. That's an incredibly powerful indication of the importance of the tool.” Stephen

“To my knowledge, there is no other service sold that matches the ease and elegance of FAST Graphs. You owe it to yourself to watch Chuck's videos.” – paul

“Thank you so much for your great articles. And the comments they attract seem as educational as your articles. I would not be in the sound position in my portfolio today were it not for your articles and fast graphs.” – Iwklutedc

“Your articles hooked me a while back. After recently reading 'The Intelligent Investor', two months ago I signed up for Fast Graphs. It is a great product and integrates nicely with my current investing style. (dividends for retirement income as opposed to trying to find the next double such as Google or Winstar or ISRG or MSFT or Quest in the mid 90's). Anyway, I love the tool. I checked the valuation numbers and found them to be more conservative than Graham. Of course there are lots of things to think about before making a purchase but Fast Graphs is great for weeding out the over valued. Anymore, I simply won't buy unless there is a fire sale. Thanks for creating and making FG available to us.” Dave J

“a picture is worth a thousand words" Yes, and FAST Graphs is worth $9.95/month!!! :-)” Robert

“Absolutely right Robert! And as an old-timer who has "thrown away" lots of money for various financial newsletters over my years, if you can afford the premium subscription, it is so well worth it!”

“Thanks Chuck for another helpful article in this series!” Berninvestor

“Your FastGraphs tool is really excellent with the continued improvements adding to its functionality. Thanks! Ray

“Once again, FAST & FUN Graphs takes the place of honor in my investing toolkit.” Be Here Now

“FAST Graphs is a graphical calculator that displays historic data in a very easy to understand format. It helps people think. It's been one of the most important tools I've used while doing my own due diligence.” - Paul

“I am a highly-satisfied customer and user of FAST Graphs. It costs $9.95/month. I consult it every day. It has saved me lots of money by preventing me from making bad investments. It is worth much more than the price would suggest.” Robert

“As a FAST Graphs subscriber, I pay a LOT of attention to the remarks in your articles about what FAST Graphs is visually displaying, as they are teaching me more and more about what I am looking at. The 'visual looking' is pointing me what to 'think about' and your remarks and explanations are helping me learn what it all means.” Gregg

“Good stuff. I am new to F.A.S.T. Charts and I love them. Looking forward to the next article. Thanks for all the work you put into this.”JG09

“Truly an excellent primer on investing in the energy sector - love the F.A.S.T. Graphs.” Ixeus

“Chuck, another great article, thanks for your hard work. I especially appreciate how you illustrate the nuances of using Fast Graphs. After reading this, I am going to go back though my portfolio to review it with the Fast Graphs tool. I, too, love the new features. Can't wait for the next article!” OntheRock

“Chuck, I love the new FAST Graphs 'Dividend' line showing the percentage of earnings that goes to dividends. It's very revealing. Thanks so much for your patient tutorage.” George

“The F.A.S.T. graphs reveal and compress a tremendous amount of data into a clear "picture." They are not intended to be the end of a fundamental stock review, but one heck of a foundation for the start of one.” Ray

“Keep up the great articles Chuck, and the enhancements to FG, it just keeps getting better! Sincerely” Chump

“I use my FAST subscription daily and once a month I run a graph on each one of my positions. The graphical representation saves me a ton of number crunching.” Vnetherly

“Note to self - "be sure to read SA b4 bed, because if you don't you miss all the excitement." I would like to add it is the SA forum that I can point to for my success in investing. Prior to "discovering" SA and all the fine authors, I was a mutual fund investor. No SWAN there; I had minimal control on gains and losses. Only when I got fed up with the managers' performance compared to peers and market. For me, a futile exercise. However, over time I moved out of my funds and into individual stocks. I have bought (and sold) using authors' opinions expressed through articles here as a starting point for further research. "I am not a paid spokesperson," but I have got to tell you, my subscription to FG is the one tool I would not go without. I find Prof. Chuck's articles to be must-read and the subsequent comments only add to my knowledge base. BTW, managing 35 stocks is not difficult, and just provides greater opportunities to pick and choose where to reinvest into existing holdings.” Apfels

“Chuck, Love FAST graphs. What would I do without them. :))” CDGI

“I was contemplating starting a position in WEC or SO but both appear overvalued as shown by the F.A.S.T. graphs and as Mr. Carnevale stated, the graphs really do tell a story.” IgnisFatuus

“The value and clarity of FAST is obvious to those who read these posts regularly.” Likeparty

“Wonderful charts as always, so much easier to get the idea with an illustration.” Techwork

“Chuck, thanks for some amazing insights. Those charts are effective.” InvestingInvestor

“I love the fast graphs visual way of displaying data rather than seeing tables of data. Much easier to see things that do not just jump off the page.” Mjs28S

“The genius of F.A.S.T. Graphs is that it is a tool which compiles and delivers this S&P Capital IQ data in a way that's efficient and largely visual. Without F.A.S.T. Graphs, you're resigned to pouring over tables and trying to deduce trends -- the historic performance trend of earnings, the historic stock price correlation to these earnings relative to their current correlation, and a projected future stock price based on earnings estimates under different PE scenarios. You also see the trend of dividend growth, as well as how any given stock's dividend weathered the last 2 recessions -- information that is critical to anyone nearing retirement who may be counting on their nest egg to provide consistent income during their golden years. There are many other facets to this software tool which provide immense value added, which I can't go into here due to space concerns. I can look at a company using F.A.S.T. Graphs, and in 30 seconds, I'll know if it has the basic fundamental characteristics of a company I want to research further, and whether it's under, over, or fairly valued. I can also scan hundreds of stocks in an evening, and, with a click, push those which interest me into a portfolio of stocks to research further, stocks to watch, or stocks to buy when the price is right.” JeffKing

“Chuck...excellent article as usual. Your writing is a credit to the concept of durable content as the basis for social media marketing. I am certainly making my next inve$tment the FAST service.” - Likeparty

“FastGraphs does an exemplary and unrivalled job of highlighting earnings consistency and valuation. I can't imagine buying a stock without using FastGraphs! K2climber”

“Thanks Chuck for a great article as usual. Your Fast Graphs fundamentally changed the way I look at investment.” Mziegler3

“FAST graphs has helped me sort this out much faster than it used to take me to manually calculate and interpret past results.” - Ray

“Excellent article as always Chuck. Lots of useful information, the not the least of which is the importance of having good tools to analyze the data. Without good tools to understand what is going on, one can easily reach incorrect conclusions.” - PendragonY

“Chuck, Great article - as a dividend growth investing do-it-yourself-er - I greatly appreciate how you have laid out different categories of dividend payers. As a subscriber of FAST graphs - I like the new dividends re-investment feature. Thanks.”  - rkadair

“Chuck reminds me of the Greek poet Archilochus who said: "The fox knows many things, but the hedgehog knows one big thing" And that one big thing is the FAST Graph tool! ouch! ouch! ouch!”  - Ray

“Chuck , there is so much info in this article that I cannot read another article. My brain is full and I just keep learning and learning from your articles. The best thing I did after reading your articles and learning how to use FAST GRAPHS was to subscribe. Your articles have taught me to look at growth of earnings as well as my dividends. Forever grateful.” - Dendv

“Chuck, Many thanks for this timely article, which directly addresses an issue I grapple with, as I started investing in 2009. I have to say, it is a nice problem to have! Your examples with Fast Graphs are, as always, a terrific learning tool, which will help me as I make my own analysis of my portfolio (with Fast Graphs, of course!)”-  Ontherock

“Thanks Chuck. Very timely article. I'm with Warren Buffet (and you) and I'm holding those moderately overvalued stocks for a long, long time. Best thing I have done recently was to subscribe to F.A.S.T. Graphs. It has become an invaluable too.” - Iwant2fly

“I agree, FAST graphs is pretty incredible.” - Daniel

“Chuck; I love to read EVERY one of your articles...there's so much to learn from such a wise man. Thanks for the F.A.S.T. graphs too.” - Gr8gums

“Chuck, Thanks for posting another well written article that stimulates thinking. The inclusion of FASTgraphs augmented with your commentary and annotation is very helpful. There is a lot of information there. I am still learning to use the live version as an adjunct to my normal due diligence. It is helping me more clearly see what I believe my analysis is telling me. Your periodic posts like this are helping me understand and use the tool better.” - Regards, Craig

“I FINALLY signed up for your service today. After a few hours, I am so IMPRESSED. Really pleased with the service and I don't know how I invested without it!! Kudos to you...I look forward to using this as I make investment decisions.” Thanks! - Jeff

“Fantastic article Chuck. Thanks again for all you do for us between articles and F.A.S.T. graphs, we really appreciate it!” - Brian

“The reason there are hundreds of comments praising Chuck is because of what Chuck has done for all of us dividend growth investors - he has written many many articles educating us (none of which we pay for), and he has implemented FAST Graphs, which I use every day (and happily pay for).” - Robert

“Great article, and what a fascinating look under the hood. Love what you've done with the FAST Graphs, Chuck! You're a wonder. :)”  -Miz

“Chuck, This is a great article and while not a tutorial on how to use F.A.S.T. Graphs allows a methodology for a lot of comparisons when considering reinvesting a stock's dividends. This article was more then deserving of the Editor's Pick. I love the new YOC feature and for that matter F.A.S.T. Graphs. What a wonderful tool for investing. All the best” - jdhd

“This is an amazing lesson which I will forward to my investing grandchildren. With so little economic instruction in the schools, it may overwhelm them. However, if they study the FAST graphs, they may gain understanding which will benefit them for a lifetime.” - Alzbeta

“Chuck, Here comes a big compliment. I know you have been developing FASTgraphs for years. Others - huge players - have access to the same data you do. No one else (hardly) has produced anything but fancier price graphs with the data. Your graphs, however, have all kinds of innovations: Valuation lines; stacked dividend displays; easily adjustable time frames; accompanying tables loaded with info; "normal" valuation lines; etc. You have recognized from the beginning that there's a lot more to stock investing than price-only capital gains. You may be a little behind in adding shaded recession bands, but you are light years ahead of everyone in so many other areas. This article on the impact of reinvesting dividends is a shining example.” - Dave

“I'll echo what Mr. Van Knapp says and I would suggest that what this shows is that Chuck is accomplishing a goal that the big investment houses wouldn't even dream of: He's produced exactly what he set out to do...develop a "tool to think with," whereas it would be easy to argue that having investors actually think is the last thing that the investment giants really want.” - David

“Superb article, Chuck!! It was an insightful eye-opener for me. FAST Graphs really illustrated the data clearly, and looks like a powerful tool.” -  John

“I take a tiny bit of pride in having been one of perhaps many subscribers who actively lobbied for the dividend reinvestment feature in FastGraphs. It is truly a tool to think with and has been significantly enhanced by this addition. FastGraphs doesn't answer the question about whether a company is likely to continue growing earnings, appreciate in price, or pay ever-increasing dividends into the future. However, it illustrates very clearly what happens to ownership in companies who have done just that, and what happens if you reinvest steadily in them. Since past history is at least somewhat representative of management competence and philosophy, it's a starting point for the personal due diligence required of every self-directed investor.” - Dr. Nathan

“Chuck Carnevale; Thanks for the excellent presentation. Your points were appreciated, and the tools superb. It was easy investing a few years ago when everything but Amazon was cheap. Now the market is dear. There are many good story stocks, but a quick glance at FAST Graphs tells me if I am too late. I admit that I found myself annoyed at articles which did not show me this important information, so finally I succumbed to the inevitable and subscribed to FG. Now you have added dividend reinvestment (accumulation phase, drip everything)...Perfect!” - Dude

“I am a Fast Graph subscriber and LOVE the new feature showing the impact of reinvested dividends. This new feature actually swayed me to sell GIS and KMB today.” - Dividend Dynasty

“Chuck, Excellent display of the different types of stocks that an investor can own (and the varying results that can be expected). Congratulations on continuing to expand the capabilities of FASTgraphs.” - David

“Chuck, great tool you created for evaluating stocks.” - Tuliptown

“FastGraph's new dividend reinvestment calculator certainly is very enlightening for me. I've always tended to gravitate towards growth stocks and capital appreciation but this new feature does open my eyes to the benefits of incorporating and re-investing dividends. Best Regards” Chris

“Hey Chuck, thanks for the thorough analysis. I really like the new dividend reinvestment feature in FG. Best” Chump

“So, these FastGraphs are becoming necessary, I think that is what I am reading?” Rnsmth

“I have subscribed to various newsletters and services over the years. Some have taught me investing styles, some have taught me what I don't like about an investing style. I signed up for the basic FASTgraphs and before long i was checking every investment idea against the FASTgraph data as the first screening step in my due diligence. Then I started using it as a portfolio monitoring tool, and that's when I paid up for the higher subscription. I consider it worth every penny.” Dr. Nathan

“Ditto Nathan! That's exactly what I did, and I've started my second year as a premium subscriber. It's worth every penny, and the investment decisions I've made since subscribing, have paid for it multiple times over.” Berninvestor

“Chuck: As someone who is nearing retirement, I find your articles and research fascinating. I intend to subscribe to Fast Graphs upon retirement, and use it as another tool for making investment decisions. Thanks for your continuing articles on this site. There are still some aspects of the Fast Graphs tool that I do not fully understand, and will probably reach out to you in the latter part of the year in an attempt to more fully understand some of the nuances. Thanks for your work and insight.” Jim

“Chuck, you are a prince among investors. I can't imagine anyone else working so hard to give so much to so many. I am deeply grateful to be a satisfied FAST Graphs customer!” Robert

“Love FAST GRAPHS...I'd be lost without them.” Stephen

“Thanks Chuck. I really enjoy your articles because you explain a lot about FAST GRAPHS. After I read articles from you I bit the bullet and subscribed to it. It already has stopped me from buying two overvalued stocks on my watch list. Thanks for your work and keep up using fast graph as it increases and refreshes my knowledge of the program.” Dendv

“Chuck, Thank you for a great article. INTC has been on my radar for a while now. FAST graphs is now a tool in my arsenal for stock selection.” Catwomaninc

“FAST Graphs is an excellent tool and, as I get smarter on DGI I'm sure I'll upgrade to the Pro version. Soon, I hope.” JP99

“Only now when seeing the FASTGraphs data do I have better confidence in my assessments and margin against fair value. FASTGraphs makes it much clearer.” Craig

“Chuck, your analysis and FAST tool visuals are game changing.”

“Outstanding article. Thank You! I'm very pleased with FAST Graphs, as well - fantastic tool to put some perspective on what's happening at the micro vs macro level.”

“I love to read EVERY one of your articles...there's so much to learn from such a wise man. Thanks for the F.A.S.T. graphs too.”

“Chuck, Thanks for posting another well written article that stimulates thinking. The inclusion of FASTgraphs augmented with your commentary and annotation is very helpful. There is a lot of information there. I am still learning to use the live version as an adjunct to my normal due diligence. It is helping me more clearly see what I believe my analysis is telling me. Your periodic posts like this are helping me understand and use the tool better. Regards” Craig

“I have been a subscriber for some months. I want you to know FAST Graphs have become invaluable to me. I am an experienced chartist. FAST Graphs allow me to do fundamental analysis by looking at a chart. You have saved me from quite a few bad decisions. Thank you so much! “ Ray Branton

“More important is that Chuck's faithful followers express their appreciation for his efforts to make us better investors...and his articles and FAST Graphs certainly have been a positive influence upon my stock picking.”

“It seems like an end of an era. The great bargains gone. Back a few years ago the sages predicted it. All I know is that with CC's articles, and fastgraphs, I was able to capture a lot of them. Now its just a little harder to find deals, but I have the tools to recognize them.” Jrpah

“I just started a subscription in Jan this year as a present to myself. After a year's worth of looking at the charts in your articles, I found them to be a good, quick, top-level overviews of a company and they quickly became my go-to source of information when beginning to investigate for a stock purchase. Thanks for the good work!”

“I'm a Fast Graphs subscriber, and love your service. Thank you.” Guitar Man

“Great article! Thanks for pointing out some good values even with market at new highs. I am a new subscriber to F.A.S.T. Graphs, and find this service very valuable!” dddddddddddddddd

“Chuck, Your valuation articles have made me a believer. As someone relatively new to SA and DGI, I'm learning that no "advice", however well-intended, replaces doing your own research/due diligence. And pictures truly are worth a thousand words - Just subscribed to FAST Graphs a few days ago. Between David Fish's invaluable CCC spreadsheet and FAST Graphs, I'm finally feel empowered to make good choices. Thank you!” emac99

“Pictures are worth more than a 1000 words...... Great stuff as always Chuck.” Gapwedge

“Thoroughly enjoyed your article - thank you again Chuck. I have found researching with FASTgraphs for the past few months has taught me an immense amount.” Westercoaster

“Fast Graphs makes it easy” AuGaMoney

“Your FAST graph pointed out the reality of the situation.” Norman

“I have been a subscriber to FAST graphs for a few weeks now and I must say that all investors should have it as part of their tool box for investing. What a great resource!”

“Chuck, Excellent perspective on buying at the right price.I just signed up for Fast Graphs and I love it. Thanks” Larry

“Chuck, Back-to-back home run articles! In your quote "I fervently believe that knowledge is power, and I further believe that knowledge is the greatest antidote against making foolish mistakes." I would replace the word "knowledge" with "a FASTgraph". So let me revise it here . . . I fervently believe that a FASTgraph is power, and I further believe that a FASTgraph is the greatest antidote against making foolish mistakes. Thanks for the great read and your continued efforts with FASTgraphs!”

“Thanks, Chuck, for a very informative and timely article. I'd be lost without my Fastgraphs, use them all the time!”

“Chuck: Thank you for another article about intelligent investing that is sorely needed in today's environment. If the original "Intelligent Investor" Ben Graham was alive, I'm sure he would endorse FAST Graphs, as well as enjoy your growing library of articles!”

“The day I added FASTgraphs to my toolbox was the day I became a better investor. FASTGraphs doesn't tell me which stocks to invest in; it just tells me which stocks to keep doing my due diligence on. Thank you Chuck.”

“Chuck, Once again, Thank you for your work. I'm really getting a lot of use out of the fastgraphs and identifying stocks that appear to be undervalued. Then, I can do further research and decide if I want to invest or not.” Larry

“Now I have quantitative proof of why I use F.A.S.T. graphs on a regular basis. I am on the income (spending) side of investing rather than the accumulation (savings) side. It is still most important that I buy "great companies at a fair price" (Buffet I think) but yield and dividend growth are also important to me now. The graphs are another tool to help me preserve my capital and enjoy my retirement.”

“Chuck, Wonderful display of the power of FAST Graphs. I'm so glad I moved onto this article”

“Thanks Chuck, your articles and FASTGraphs are definitely paying dividends for my investments already.” Faye

“Chuck, Your valuation articles have made me a believer. As someone relatively new to SA and DGI, I'm learning that no "advice", however well-intended, replaces doing your own research/due diligence. And pictures truly are worth a thousand words - Just subscribed to FAST Graphs a few days ago.”

"Between David Fish's invaluable CCC spreadsheet and FAST Graphs, I'm finally feel empowered to make good choices. Thank you!”

“I love you FAST Graphs. You have made my life so much easier so many times over.” Validictus

“If there were an Investor Hall of Fame for people who have helped others with their investing, and sharing valuable information, you and your F.A.S.T. Graphs™ would get one of my selections.”

“Thanks, Chuck. Love the F.A.S.T. Graphs™! It makes investing so much more clear.”

“When FAST Graphs were unavailable because of Hurricane Sandy, I realized how much I need them in order to make investment decisions. (Wish I could be) Long FAST Graphs!!!” Robert Allan Schwartz

“F.A.S.T. Graphs are AWESOME! 'Nuff said.” Viperman

“FAST graphs accurately do pictorially what used to take me a long time to determine. In the case of Caterpillar, the FAST graph is pretty compelling.” Ray

“As a recent subscriber to F.A.S.T. Graphs (of two months now) I sincerely appreciate your work. Getting to read your articles on stocks I have looked at with great concentration and seeing that I am starting to understand how to use F.A.S.T. Graphs is priceless. thank you!” Rebecca

“Wonderful article, the concept of valuation in relation the growth and all is what I was looking for... and I didn't know that was what I was looking for! I get it when you say FASTgraphs is a tool to think with. They are so many things to look for when deciding to invest. These articles are teaching the knowhow with regards to our needs and goals. It helps to see and appreciate through all this jungle of numbers. Thank you for making this teaching free and FASTgraphs affordable! ;)” grox01

“Chuck, Love all your articles and Fastgraphs. Has Fastgraphs been evaluated in depth by the mainline Wall Street community? Have you received offers from some large investment firms to buy you out? I know the Seeking Alpha community gives your product raves.” George

“Thanks Chuck, you're always a favorite of mine! You rock and so do FAST Graphs!” alexco12

“FAST graphs and your articles have helped me a great deal. Many thanks.” TMiller

“I appreciate your producing another very good article that reinforces the theme from your earlier posting about the importance of focusing on value of individual stocks. The utility of Fast Graphs could not be more apparent!” rcpatrick5443

“Excellent discussion and examples of valuation analysis. Your FAST Graphs are invaluable.” David Fish

@CC, Thank you for another great post. You have an unique ability to keep us 'out of the weeds...although there are many' and help us to stay focused on some 'simple/common sense' guidelines for many of us who are self-directed investors. Your posts and the supporting Fast Graphs service which we have employed for the past year simply helps to reinforce our confidence to act...rather than watch.” IZZKUBE2.5

“Thanks for another great article Chuck. I'm a happy FAST Graphs user for about 2 months now. It's like someone (you and your team) turned the lights on in a dim room for me.” tallguyz

“That is great!!! I agree that FAST graphs present an excellent research tool with clear information at a glance. It is not the only tool but a valuable one in doing DD. I am pleased that you have widened the presentation network and am already following you...I only follow a handful of authors...including Chuck who's opinions and philosophy I respect and value. I look forward to an opportunity to meet Chuck and join the FAST graphs customer base.” Likeparty

“Chuck, I enjoy reading the F.A.S.T. Graphs™ and the concise conclusions. They provide an excellent starting point for additional research / analysis. Chock full of data.”

“Yesterday, I signed up for your F.A.S.T. Graphs™. It's a really amazing, valuable tool for checking over/undervaluation of stocks. Wish I had it years and years ago!!”

“Always enjoy seeing the FAST Graph research tool as well, it almost seems too good to be true!” ED

“Chuck, thank you for once again giving some much needed basic information on valuation. Fastgraphs make it much easier to see earnings, projected EPS and PE. I like your view on blue chips and the logic behind paying a small premium for those companies.” Jcirafic

”I am amazed at the usefulness of your F.A.S.T. Graphs™ and I plan on using them for a long time to come.”

“happy FAST graph user here too. Very helpful. enjoyed the article.” Meditative

“I too wish I could be "Long" Fast Graphs!!! Any chance you'll be filing an IPO? Sign me up! Seriously Chuck, your work is invaluable.” K2climber

“Chuck -As always, valuable information. I'm a satisfied user of Fast Graphs, and find your charts extremely easy to understand.Thank you!” Guitar Man

“Thanks, Chuck, for another very helpful article. I, too, am a very satisfied Fast Graphs user for almost a year. It has been invaluable in making buy decisions.” OntheRock

“Thank you Chuck for this excellent analysis. I've owned several of the stocks on the list, and while I have not done badly, I sure wish I had your "tool to think with" way back when. I'm now a very happy F.A.S.T. Graphs premium member, and it is helping me to monitor my portfolios, and is a great aid for me to select new additions.” Berninvestor

“Hi Chuck, I also echo the accolades that so many others had made, both for FAST Graphs, but also the clear and logical way you always write about your topics.”

“I recently subscribed to the F.A.S.T. Graphs™, and these articles are helping me learn how to better use them. They really do give you a good quick look at the valuations picture. A much needed tool!”

“As always, your posting is helpful and worth reading, and I am enjoying and benefitting from my new F.A.S.T. Graphs membership.” rcpatrick5443

“Chuck. I appreciate the helpful reminders about what options I have on F.A.S.T Graphs and the good advice to consider the estimates as ranges rather than precise numbers. You are helping lots of people to discover resources and to assess their investment options patiently and thoughtfully. Many thanks” -- rcpatrick5443

“Nice article Chuck. You bring a lot of value to this site. Happy FastGraphs user here.” ray

“I appreciate your work Chuck. As a subscriber to FAST graphs, I use the tool to decide on whether to purchase additional shares of what I currently hold or to add a new holding. Your articles help me make full use of the tool, and gives other readers valuable information, if they take the time to learn. One of the biggest enhancements that I use is the FFO data added for MLPs and REITs.” Apfels

“I am addicted to F.A.S.T graphs now. As a paying customer, I utilize this tool at least 5x a day. One of the best tools for valuation ever.”

“Chuck, Adding the FFO stuff to the graphs was an excellent improvement and a big help to those of us who like REITs and MLPs.” Vance

“Chuck, I appreciate the article and the clarity with which you present the FFO utility. I keep finding new and useful ways to use FAST Graphs. Last night I discovered the links to Google Finance and MSN Money. It is becoming more valuable to me as I use it more. Best regards,” Bob J

“FAST Graphs are just outstanding--giving the ability to see at a glance an undervalued stock. Terrific.”

“Very fine article, Chuck - F.A.S.T. graphs are an outstanding tool. Your explanations and analysis around their results is clear, concise, and compelling.” Ray

“FAST Graphs are the best way to find out if a company is under-, fairly-, or over-valued, that I am aware of. I am a very satisfied customer, and highly recommend them. Chuck Carnevale has done way more than most people to share what he knows and what he thinks, with all of us at SA.” Robert Allen Schwartz

“I use the F.A.S.T. Graphs™ method to evaluate all of my ideas. I recommend it for individual investors, since it helps them focus on data and get past the many emotional arguments.”

“Re: WMT. I'm a grateful subscriber to fast graphs. An example of its usefulness....I bought Walmart in 1993 when it moved into my small town and finished off the downtown retail there.........now have a sell order in....coincidentally 20 years later..... Have a 397% gain in WMT. Most of that gain occurred in the 90's. During the first decade of 2000 I was amazed at how the stock price would rarely go anywhere in spite of the fact that they were cleaning up the leftovers with new superstores and hard core pricing pressure on suppliers. I was amazed because I wasn't looking at WMT valuation vs. price. After subscribing last year, fast graphs showed me in one glance, that WMT had been overvalued for years and is unlikely to become very undervalued now. I would have sold long ago given my current priorities but 7 years ago I had no business plan for my investments. Even though WMT is in potential buy territory now, I'm selling cos it's below my yield criteria. Not sure this comment is pertinent to the conversation, however, Fast graphs is the single most useful tool I have seen for initial assessment company value, price and yield. Thank you Chuck.” easyrob

“Chuck, great information. If the dividend grows at the same rate as earnings has recently, this is a monster stock. I am a very satisfied subscriber of your Fastgraphs. Thank you.” aretailguy

“Thanks Chuck, LOVE (and subscribe to) your FAST Graphs!” mattskin

“Chuck , thanks for such a deep analysis of AMGN , your FAST graph is priceless....” ubinpokharel

“Great article Chuck, Thanks for bring this obscure company to my attention. That truly is one of the fortes of FastGraphs; the ability to find little gems like SIG!” K2climber

“Just signed up for FAST Graphs, Chuck. They are invaluable! Thank you for the work you do!”

“I too have been buying on dips for the last two years, and have paid zero attention to Shiller, and very close attention to FAST Graphs, to my profit.”

“Thanks Chuck, great article. LONG FastGraphs......lol. What a great tool, so glad I discovered it!” Craigcosta

“Thanks Chuck, Nice group to research, I have FAST GRAPHS.” Barry

“Chuck, I have 24 stocks in my portfolio and 19 of them are included in your lists. As a FASTGraph user, I understand that we would choose many of the same stocks. One of the things I like best about FASTGraphs is the ability to see 20 years of earnings graphically and then selecting the companies with the most consistent earnings growth. These list articles are your best. I appreciate your effort.” Dividend Dynasty

“Chuck, this is one of the best articles I have read, great illustration of price and fundamental mispricing; Thanks a ton for the continuous education!” sameer syed

"This reminds me of one of my favourite definitions of appreciation which states that appreciation occurs when other people appreciate what you own more than you do." Chuck, I admire the way you write! You condense so much wisdom and intelligence in just a few simple words. It won't be long before people quote Carnevale as often as they quote Graham, Buffett, and Lynch.Robert (a most satisfied user of FAST Graphs)” Robert Allan Schwartz

“Your articles and the F.A.S.T Graphs software are the most valuable resources I've found for understanding how to buy and hold. I'm combining these insights with value averaging to help me avoid investing too much at what might be a market top. That leaves money to invest when prices fall. Thanks!” scooter57

“Great job, Chuck, combining David Fish's CCC list with FAST Graphs. A couple of my holdings used to be considered "fairly" valued when I bought (KMB and RPM) and now they are "over" valued which has only strengthened the bottom line. FAST Graphs allows me to find those stocks which are in their value spot and avoid purchasing companies that have increased due to Mr. Market's current over exuberance.” Apfels

“I'm a graphite. I couldn't complete a 7th grade math exam, but looking at a chart, Chuck's charts don't just talk to me, they sing. The first time I saw one of his charts, and figured out what they were trying to tell me, I started seeing market action in 3-D. I can read a price and volume chart. Studied it for years. A chart explains to me the psychology of the market in each time frame I pull up. I could explain why PG was a buy yesterday, even for value investors, as it broke out from a mult-year high, but unless they too are graphites, they wouldn't get it. Yes sir, I'm a graphite babee.” Chowder

“Very enjoyable reading, as always. I love reviewing the C/C/C lists. I pay a passing glance to the aristocrats. Recently I paid up for the more functional FastGraphs. For those of you frugal DRIPers out there, it's about what you'll pay on a steak dinner out with your spouse for a whole month of fun. Just go in there and plug in a few numbers; earnings growth, dividend threshold, etc. You'll find a wealth of companies to screen, including all of those that show up on the CCC list. If you want to expand your horizon to find some that missed a dividend increase once in 25 years, you'll find them.”

“Chuck, I just started using the Fast Graphs list attached to DVK's ebook and like what I see. Regards” Emerald

“Chuck: I think the world can be split pretty evenly between number crunchers (bean counters?) and graphites. Looking at graphs never worked for me--I spend my time trying to convert them to numbers so I can understand them. But I have never heard a bad word from the graphites about the FAST graphs.” Bruce7b

“Very good work. I think CNBC ought to throw up FAST graph history instead of stock price history on the t.v. Since they won't ever do that, ever consider starting your own program? With the web, it might be possible. I have some experience as a camera man. Get someone to do the lighting and sound, and we're in business.” Viperman

“I like the FAST graphs and always appreciate seeing what I feel. Great tool.”

“Your articles and the F.A.S.T Graphs software are the most valuable resources I've found for understanding how to buy and hold. I'm combining these insights with value averaging to help me avoid investing too much at what might be a market top. That leaves money to invest when prices fall. Thanks!” scooter57

“Chuck, I always enjoy your articles, and this one was also a pleasure to read. I firmly believe that FAST Graphs is one of the best tools I’ve seen.” Paul

“Excellent article, as always, and the use of FASTgraphs clearly shows how a price-only graph fails to show the true valuation of a company.” David Fish

“Re: WMT. I'm a grateful subscriber to fast graphs. An example of its usefulness....I bought Walmart in 1993 when it moved into my small town and finished off the downtown retail there.........now have a sell order in....coincidentally 20 years later..... Have a 397% gain in WMT. Most of that gain occurred in the 90's. During the first decade of 2000 I was amazed at how the stock price would rarely go anywhere in spite of the fact that they were cleaning up the leftovers with new superstores and hard core pricing pressure on suppliers. I was amazed because I wasn't looking at WMT valuation vs. price. After subscribing last year, fast graphs showed me in one glance, that WMT had been overvalued for years and is unlikely to become very undervalued now. I would have sold long ago given my current priorities but 7 years ago I had no business plan for my investments. Even though WMT is in potential buy territory now, I'm selling cos it's below my yield criteria. Not sure this comment is pertinent to the conversation, however, Fast graphs is the single most useful tool I have seen for initial assessment company value, price and yield. Thank you Chuck.” easyrob

“Hi, Chuck. I recently became a subscriber after seeing your graphing tool cited in many Seeking Alpha articles. It's terrific! I'm a very visual person and the graphs really show how fairly valued a stock price is. I especially love the FFO option for REITs and MLPs.” David

“Thank you for this excellent article, which will enable me to better utilize your Fast Graphs in evaluating my utility holdings. I eagerly await your next article! “ OnTheRock

“Thanks for the enhancement! Everything is perfectly clear now. Fast Graphs is the main tool I use in determining if a stock I'm looking at is a good value or not. It is like an investment bible that has helped me reap big rewards and been fun along the way.” Bill

“I just signed up for F.A.S.T. Graphs™; I have read Chuck's writings for quite a while on Seeking Alpha and decided it was the one tool that I felt had serious value.”

“Only wish F.A.S.T. was available 15-years ago...I'd be sitting on a beach in the Caribbean. Keep up the good work...you have the best website on the market.”

“I also always appreciate the clear-cut information provided through your F.A.S.T. Graphs™ and articles.”

“Like FDO and will be buying it. I have Fast Graphs and like it. Thanks.” Barry

“Really useful as always. Man do I love me some FAST Graphs!”

“I love FAST Graphs.”

“FAST Graphs should be in every investor's tool box.”

“Nice article, well-presented and it shows the power of the FAST Graphs tool. Discl: I'm a subscriber and use it every day.”

“Bought my position in HRL earlier this year during that little dip to fair value. Thanks to FAST Graphs, I saw this moment of opportunity and had the conviction to pounce. The FAST Graphs subscription is the best $10 per month I've ever spent! Thank you FAST Graphs for this excellent tool.”

“I'm a subscriber to and very enthusiastic user of FAST Graphs. I think it's a great set of tools.”

“Hi Chuck, Just wanted to say that I really like the new Fast Facts addition to FAST Graphs. Thank you again!” jaych79

“Thanks for the article Chuck. Love Fastgraphs.” wes mantooth

“The addition of FAST Facts is a great enhancement. F.A.S.T. Graphs is the only financial tool I subscribe to and is a must have for any investor who holds individual stocks. With my subscription, I know whether a stock is a buy, hold or sell based on my tolerance for risk and expectation for return. Thank you to Chuck and team for a great product!”

“This is exactly the kind of data you want to know for a company you are invested in or are thinking of investing in. I have recently become a big fan of Fast Graphs and recommend them to everyone that wants to do a quick evaluation of any company. The time it saves is definitely worth the subscription.”

“Only because you have explained it so well and completely. The companies that you've highlighted and the ones I've researched using the FAST graphs, have confirmed what I discovered the old fashioned way, digging through the financials. I bought stocks in the past before FAST graphs, by looking for value with the usual metrics. With FAST graphs, I can double check my fundamentals research in a nano-second and get confirmation about my evaluation of the stock in the graphic form. It hasn't let me down in the last 6 months that I've been using it. It also gives me a look at my current holding and tells me when they might be overvalued--so I can take some money off the table and redeploy to more attractive opportunities. It's a God-send, for sure.” Dave

“Your graphs are great educational tools. Seeing is far more important than just reading text. Combing the two is the key.”

“Thank you, Chuck, for this excellent analysis. I've owned several of the stocks on the list, and while I have not done badly, I sure wish I had your "tool to think with" way back when. I'm now a very happy F.A.S.T. Graphs’ premium member, and it is helping me to monitor my portfolios, and is a great aid for me to select new additions.” Berninvestor

“Chuck: I'm adding my thank you's for your continual education about the importance of valuation. My thank you's also (once again) for your F.A.S.T. Graphs to help me evaluate my portfolios. Since becoming a premium subscriber, I'm more convinced than ever, that they more than pay for themselves. Well worth the investment!”

“Chuck's F.A.S.T. Graphs™ will give you a tool to find those well chosen stocks...”

“One of the many reasons I am a subscriber to FAST Graphs Chuck. The visualization of the stock's history is worth every penny as one of the tools in my investment toolbag.” Thanks.

“Chuck, your articles are invaluable to newer investors like me who are still trying to get a handle on valuations. I learn something more with each of your articles, and love the illustrations with the FAST graphs. Even though I used the "dogs" method (had to start somewhere!), I'm in it for the long haul and want to be able to go beyond that. So thank you, again. :)”

“I just wanted to say thank you for what you have put together with FAST. It makes investing much more clear knowing if you are paying the "right" price for a stock. I'm in my early 30's and follow you and David Van Knapp and others on Seeking Alpha. Thanks again for all of your contributions. I have learned a ton and will continue to.”

“Since I started my trial a few days ago, I've been working with F.A.S.T. Graphs about 10 hours a day and am now beginning to become very comfortable with the program. While I'll reserve final judgment for a bit, I must say that (so far) I'm most impressed with F.A.S.T. Graphs. The power, speed, and flexibility of the program is remarkable. Thank you very much for your help. Best regards” - Robert

“Chuck, Thanks for sharing. F.A.S.T. Graphs are truly a great resource. I also appreciate that you shared the data for public comment instead of leading one direction or the other. I am interested, though, to see what kind of "life all it's own" the comments stream will take.” - Matt

“Chuck, Thanks for another excellent article. Your FastGraphs helped me come to the same conclusion as you and that's why I own WMT. I've been looking at Comcast (CMCSA) and I see the same resemblance as Walmart.”

“Chuck, Excellent presentation "extolling the principles of sound investing". Wal-Mart is a textbook example of why sometimes a great company may not be a great investment. Your F.A.S.T Graph tool works well for identifying when to buy a great company and when to wait for a better entry point. Thank you for sharing your F.A.S.T Graph on Wal-Mart and teaching us how to use it to find good entry points in great companies.”

“I find your F.A.S.T. Graphs to serve me well in identifying stock opportunities for my own deep-dive d-d...a great filter and time-saver!” - richjoy403

“Chuckles - I recommend your F.A.S.T. Graphs site to all readers. More than well worth the minimal cost (now don't go and increase price!). At any event, FGraphs and David Fish's CCC spreadsheets supercharge due diligence. As I've told you via the FG site, I am developing a strategy to adjust my portfolio in anticipation of the inflation that's coming. A part of that is using dividend stocks to try to outpace inflation over time (question is how much inflation, how quick will it happen and how long will it last). With that in mind, it would be useful to include columns on 1/3/5 DGR and total debt. (Don't you just love it when the unwashed tells you how you could do it better!!) I would point out to readers; this is available on your FG site. Thanks for the great work.”

“About Chuck's F.A.S.T. Graphs™: They are invaluable to me in making decisions about the stocks I own (in addition to what you are saying about doing other research) and the ones I hope to own in the future.”

“Your F.A.S.T. Graphs™ put all of this in a single artful picture and the accompanying spreadsheets hammer home the point.”

“Thank you Chuck for this excellent analysis. I've owned several of the stocks on the list, and while I have not done badly, I sure wish I had your "tool to think with" way back when. I'm now a very happy F.A.S.T. Graphs premium member, and it is helping me to monitor my portfolios, and is a great aid for me to select new additions.” - Berninvestor

“Excellent Chuck. The FAST Graphs make it easy to see how proportionately out of balance valuations were late '90s and that the business after 10-12 years has finally caught up with the stock.” - Hawmps

“One look at Chuck's graphs tells you that stocks can and do stay overvalued or undervalued for long periods of time. In fact, many of them spend practically no time AT their earnings-justified valuations. They shoot right through the orange line, and after being undervalued for a long time they transition and become overvalued for a long time. What Chuck's graphs, and the whole concept of value investing, do is position you on the more-probable long-term side of the trade. He demonstrates that in his own approach: "If the market price is at or below that level of valuation we will be a buyer, if not, we either look elsewhere or patiently wait for the True Worth™ valuation to manifest. Conversely, if the market significantly overprices a company, even one that we like very much, we will sell to avoid long-term risk."

"It's a long-term approach. Notice that he doesn't sell when a stock becomes way UNDERvalued...that would be panic selling. It's all the rage nowadays to scold stock investors about their own shortcomings, one of which is to sell just when they should be buying. Chuck's tools and disciplines help protect him from those kinds of mistakes: "[W]e do not rely on the market to set the price at which we are willing to buy or sell. Instead, we prefer to calculate the intrinsic value of the business based on the company’s earnings power....[W]e are confident that the proper value will inevitably be applied to a business by the market; it’s only a matter of time." And of course Chuck's value approach protects him from the other side of that same heuristic coin: He doesn't buy at times of overvaluation."

"Is his calculation of intrinsic value always correct? Of course not. But the whole idea is to increase your odds of success. Part of the recent spate of criticism of stock picking is based on investors shooting themselves in the foot by making ill-timed moves: Selling when they should be buying, buying when they would be selling. Chuck has developed a comprehensive system that actually makes it easy to spot the RIGHT moves. Viewed through the fast-graph lens, it seems obvious how to tell the difference. All he's done, really, is to superimpose an "intrinsic value" line over the price graphs that we see all the time. Its apparent simplicity masks the years of research and development and the soundness of the techniques he uses to create that orange valuation line. Once you see it, the action with the better likely outcome becomes obvious.” - David Van Knapp

“Chuck, I also echo the accolades that so many others had made, both for FAST Graphs, but also the clear and logical way you always write about your topics. I wanted to own Colgate Palmolive for a long time. I read numerous favorable articles about it over the years but never bought in because I always thought it was way over valued. I got lucky a few years ago when it dipped and I bought in. Luckily, and it was luck, I acquired the shares near one of the bottoms shown on the FAST graph chart. I've enjoyed the run up, and the dividend, but am now faced with a decision of selling or holding on. Although I know well that one should not "fall in love" with any stock, I waited so long to own CL, my emotional side doesn't want me to sell. Bad reasoning, I know. So as I watched it march toward $110 a share I decided to sell covered calls against the stock I own. I received a nice little "gift" for doing that, and if the stock gets called at the 110 level so be it. I will have sold a moderately overvalued company, made a little extra with the call premium I was paid, and I can look to reinvest my proceeds in a more fairly valued company. I will most certainly use your FAST graphs to help me determine which company that is. Thanks again for a great article.” - Mutinousdogs

“Chuck, Put simply, you are da man. Love your articles and have been using FASTgraphs and just changed to a premium subscription. Having run tech companies for 23 years, I love it when you throw those 1999 and 2000 year charts up. Really hits home how important valuation is to long term returns. What's really funny is when I sold my first tech company in 1999 before the market crashed, everyone was telling me how stupid I was. 6 months later my company would have been worth 15% of what I sold it for.” - Rich

Hi “Chuck: I appreciate your "series" on valuation, using F.A.S.T. Graphs. Each article has been a tutorial on what to look for and why the charts are so critical to making good decisions about buying, holding, or selling a position. I have been a F.A.S.T. Graph user for about 4 months now and I am very pleased with the service and how it serves to validate my own research about individual stocks.” - Dave

“Thanks for the F.A.S.T. Graphs™, Chuck. They are the best tool I’ve used.”

“I love Chuck’s FAST Graphs! Well worth the price of admission for what he gives you.”

“Chuck, Thanks for all the informative articles you write. And love using the F.A.S.T. Graphs service." - Rob

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